MUSICAL INSTRUMENT INSURANCE PROGRAM


Johnsonese Brokerage and our partner, Distinguished Programs, proudly offer special discounts on musical instrument insurance for select nonprofit organizations and their members.

Who We Insure

Are you a member of one of the select organizations represented above? Simply complete our online application below for a quote.

Are you a nonprofit membership organization interested in providing discounted musical instrument insurance for your members? Contact Chris Johnson to learn more.

SMART • TRUSTED • NIMBLE

With over 15 years of in-depth music industry knowledge, our experienced team supports the life cycle of music – from composing to publishing to recording to performing.

Learn more about our full range of music industry insurance solutions.  
Learn more about Johnsonese Brokerage.   

Have a question?
Want to learn more about your insurance options?
Contact us and an agent will be in touch.

CONTACT US

FAQ

What kinds of musical instruments can be covered with this insurance program?

The definition of ‘musical instruments’ is very broad for this program. It includes nearly all types of instruments, accessories (like bows and cases), studio recording equipment, and location sound and lighting gear.

Are musical instruments covered for accidental damage?

Yes!

What if I’m not a member of an affiliated organization?

You can consider joining an organization like New Music Chicago. Your savings on insurance might cover your dues, plus you would also have access to all of their other member benefits. Or, if you’re already a member of another music organization, ask them to contact us to consider becoming an affiliate of this program.

Can sheet music be insured?

Yes! The policy would include up to $10,000 of coverage for sheet music and related materials. This would be in addition to the policy limit.

MUSIC INSTRUMENT INSURANCE APPLICATION

Ready to apply for coverage today? Fill out form below.

General Information
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Select your membership organization:
Insurance Information
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Instrument/Equipment Inventory

List all property that you want covered under the policy. This can include all types of musical instruments, accessories, cases, studio equipment, sound and lighting gear. Add as many rows as needed with + mark to right of value.

List
Description
Value $
 
Loss History

Have you sustained loss or damage to your musical instruments or other personal property during the last three (3) years? If yes, please state that information below. Add as many rows as needed with + mark to right of value.

List
Description of Loss / Damage
Amount of Loss $
Date of Loss
 
Additional Questions
Has applicant filed for personal bankruptcy in the past five (5) years?
Has applicant’s business filed for bankruptcy in the past five (5) years?
Has applicant had a judgment or a lien during the past five (5) years?
Has any insurance coverage been declined, canceled or non-renewed during the last five (5) years?
Do you lack clear title to any insured object?
Locations

List all locations where covered property is regularly stored and the total values on-site. We have provided space for up to 4 locations.You may skip any locations not needed.

If Residential:
If Commercial:
Are any instruments stored in a basement or sublevel?
If yes, sublevel water alarm connected to central station alarm?
Location left unattended for extended periods of time (30+ days)?
Temperature and Humidity (RH) controls operating 24/7?
Location 1 Security
Do you have a central station SECURITY alarm?
Does an audible siren sound on site?
Are all exterior openings (doors & windows) alarmed?
Types of detection equipment in use / operation?
If multi-tenant building, is there a 24/7 doorperson?
Location 1 Fire Protection
Do you have a central station FIRE alarm?
Does an audible siren sound on site?
Is your building sprinklered?
Is your space sprinklered?
Location 1 Earthquake Coverage

(complete for locations in Alaska, California, Hawaii, Nevada or Washington State)

Building structure is retrofitted with State Building Code?
Location 1 Hurricane / Wind Damage Coverage

(Complete for locations located less than 10 miles from Atlantic or Gulf Coast.)

Permanent shutters on all windows?
High-impact resistant glass on all windows?
Hurricane straps holding for the roof?
Storm closet installed?
If Residential:
If Commercial:
Are any instruments stored in a basement or sublevel?
If yes, sublevel water alarm connected to central station alarm?
Location left unattended for extended periods of time (30+ days)?
Temperature and Humidity (RH) controls operating 24/7?
Location 2 Security
Do you have a central station SECURITY alarm?
Does an audible siren sound on site?
Are all exterior openings (doors & windows) alarmed?
Types of detection equipment in use / operation?
If multi-tenant building, is there a 24/7 doorperson?
Location 2 Fire Protection
Do you have a central station FIRE alarm?
Does an audible siren sound on site?
Is your building sprinklered?
Is your space sprinklered?
Location 2 Earthquake Coverage

(complete for locations in Alaska, California, Hawaii, Nevada or Washington State)

Building structure is retrofitted with State Building Code?
Location 2 Hurricane / Wind Damage Coverage

(Complete for locations located less than 10 miles from Atlantic or Gulf Coast.)

Permanent shutters on all windows?
High-impact resistant glass on all windows?
Hurricane straps holding for the roof?
Storm closet installed?
If Residential:
If Commercial:
Are any instruments stored in a basement or sublevel?
If yes, sublevel water alarm connected to central station alarm?
Location left unattended for extended periods of time (30+ days)?
Temperature and Humidity (RH) controls operating 24/7?
Location 3 Security
Do you have a central station SECURITY alarm?
Does an audible siren sound on site?
Are all exterior openings (doors & windows) alarmed?
Types of detection equipment in use / operation?
If multi-tenant building, is there a 24/7 doorperson?
Location 3 Fire Protection
Do you have a central station FIRE alarm?
Does an audible siren sound on site?
Is your building sprinklered?
Is your space sprinklered?
Location 3 Earthquake Coverage

(complete for locations in Alaska, California, Hawaii, Nevada or Washington State)

Building structure is retrofitted with State Building Code?
Location 3 Hurricane / Wind Damage Coverage

(Complete for locations located less than 10 miles from Atlantic or Gulf Coast.)

Permanent shutters on all windows?
High-impact resistant glass on all windows?
Hurricane straps holding for the roof?
Storm closet installed?
If Residential:
If Commercial:
Are any instruments stored in a basement or sublevel?
If yes, sublevel water alarm connected to central station alarm?
Location left unattended for extended periods of time (30+ days)?
Temperature and Humidity (RH) controls operating 24/7?
Location 4 Security
Do you have a central station SECURITY alarm?
Does an audible siren sound on site?
Are all exterior openings (doors & windows) alarmed?
Types of detection equipment in use / operation?
If multi-tenant building, is there a 24/7 doorperson?
Location 4 Fire Protection
Do you have a central station FIRE alarm?
Does an audible siren sound on site?
Is your building sprinklered?
Is your space sprinklered?
Location 4 Earthquake Coverage

(complete for locations in Alaska, California, Hawaii, Nevada or Washington State)

Building structure is retrofitted with State Building Code?
Location 4 Hurricane / Wind Damage Coverage

(Complete for locations located less than 10 miles from Atlantic or Gulf Coast.)

Permanent shutters on all windows?
High-impact resistant glass on all windows?
Hurricane straps holding for the roof?
Storm closet installed?

Location 4 END

Describe procedures and actions you have in place to protect the property in the event of a catastrophe:

Note: Availability of coverage will depend on individual risk characteristics and the state in which the insured is located.

THIS APPLICATION DOES NOT BIND THE APPLICANT OR THE INSURER, BUT IT IS AGREED THAT THIS FORM SHALL BE THE BASIS FOR THE CONTRACT SHOULD A POLICY BE ISSUED, AND IT MAY BE ATTACHED TO AND MADE PART OF THE POLICY. THE APPLICANT REPRESENTS THAT IF THE INFORMATION SUPPLIED ON THIS APPLICATION CHANGES BETWEEN THE DATE OF THIS APPLICATION AND THE TIME THE POLICY IS ISSUED, THE APPLICANT WILL PROVIDE WRITTEN NOTIFICATION OF SUCH CHANGES.

Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance containing any materially false information, or conceals for the purpose of misleading information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects the person to criminal and (NY: substantial) civil penalties. (Not applicable in CO, HI, NE, OH, OK, OR, VT). In DC, LA, ME, TN and VA, insurance benefits may also be denied.

Signature:(Required)
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Name:
This field is for validation purposes and should be left unchanged.

FRAUD WARNINGS:

NOTICE TO APPLICANTS: (Not applicable to applicants in AL, AR, CO, DC, FL, KY, LA, MD, ME, NJ, NM, NY, OH, OK, OR, PA, RI, TN, or WA.) Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance, or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and may subject the person to criminal and civil penalties.

NOTICE TO ALABAMA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to restitution, fines, or confinement in prison, or any combination thereof.

NOTICE TO ARKANSAS APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of insurance company who knowingly provide false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.

NOTICE TO DISTRICT OF COLUMBIA APPLICANTS: WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant.

NOTICE TO FLORIDA APPLICANTS: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim containing false, incomplete, or misleading information is guilty of a felony of the third degree. Statement must be approved by Office of Insurance Regulation of the Financial Services Commission.

NOTICE TO KENTUCKY APPLICANTS: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent act, which is a crime.

NOTICE TO LOUISIANA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment or a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

NOTICE TO MARYLAND APPLICANTS: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

NOTICE TO MAINE APPLICANTS: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines, or denial of insurance benefits.

NOTICE TO NEW JERSEY APPLICANTS: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

NOTICE TO NEW MEXICO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties.

NOTICE TO NEW YORK APPLICANTS: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each violation.

NOTICE TO OHIO APPLICANTS: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

NOTICE TO OKLAHOMA APPLICANTS: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete, or misleading information is guilty of a felony.

NOTICE TO OREGON APPLICANTS: Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance or statement of claim containing any materially false information or conceals for the purposes of misleading, information concerning any fact material thereto, commits a fraudulent insurance act which may be a crime and subjects the person to criminal and civil penalties.

NOTICE TO PENNSYLVANIA APPLICANTS: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NOTICE TO RHODE ISLAND APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

NOTICE TO TENNESSEE APPLICANTS: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.

NOTICE TO VIRGINIA APPLICANTS: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance.

NOTICE TO WASHINGTON APPLICANTS: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.  

NOTICE TO WEST VIRGINIA APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

Johnsonese is a proud member of Creative Business Incubator 2112.